Just wondering would you need to worry about the debt-to-income ratio and how do you consider the risk of scaling up so fast (3 houses at once)？

Side note, when they were selling the house they considered this space the 3rd bedroom, but during the appraisal, they considered it a loft.

.- DaveSeems cool,I have always wanted to own a holiday house in the Bahamas :)Actually traveling there to look at few early next year. 

The rate on my mortgage is amazing (low 3'%) and have no plans to lose that.

These loans focus on the property's income potential rather than the borrower's personal income, making them ideal for investment properties.

This spring I moved for a new job (currently renting myself) but hung onto the house to rent out. 

*Background: We want to purchase my husband's grandparents' house in MO that sits on family land.

If you have a portfolio of, say, five rentals in your 401k when you are in your sixties that produce $7,000-$10,000/mo in passive income (rental cash flow) - then you simply take the rental income as your RMD without touching the properties.

I could buy a house for $450,000 with a mortgage of $3,000 plus taxes, insurance, and maintenance.

He lives in NY but does a lot of flips in FL and has a second house there as well I believe.