I’m not trying to expand our repertoire, just curious.Originally posted by Joel Owens:I can see that in California with many areas going up at a rapid pace the HML lender feels the can't lost if it forecloses they will still make money. .It’s been rough 6 months since prices began to meteorically rise around here, with a commensurate drop in inventory (currently at about 1½ months in LA!!)

Is it possible to drop flood insurance after closing?

This is based on personal experience (a drop of water in an ocean - means little) and a perception that the reasons for low income are different between the statuses of undocumented immigrants and citizens.

Or, like in the case of the house I'm in escrow in on now, my realtor just kept the check (to use on future offers) and I dropped a new one off at the title company to open escrow with.

FOr example temp. was be a min. of 68 degrees between 6 am and 10 PM and from 10 PM to 6 am it can drop back to 63 or somewhere around there.My tenants now pay all their own heat so I am not that well versed with the laws anymore.Is landlord supplying heat or are you paying for it?

Everyone (realtor, property inspector, myself) saw there was a drop off behind the property but never thought to see if it was my responsibility and what kind of shape it was in.

I caught them trying to take my sisters car and they changed me 50.00 to drop the car.

I hear people saying that prices are dropping and I explain prices are not dropping they have stabilized.

We have been approved for a conventional loan with 3% down with mortgage insurance dropping off in 3-5 years so will bring my our total monthly payments (including everything) down to $750-800 a month. renting it out in a few years we should have even more equity and be able to cash flow about $400-500 a month or sell to make a great profit.

Sole proprietors with no staff usually won't commit to this, nor should they.Ask if they have their own supplies or need you to provide themAsk if they'd be willing to pick up supplies occasionally and drop them off at the property when you're short on something.