You can find data on this at www.bls.govas well as at www.city-data.com .With that said, I wasted a lot of time looking at markets where I had no connections and there was a ton of competition.

Good stuff Stephen, and amazing you have had no comments on it kinda telling.  

If it is an account that is more or less a necessity (like phone service or car payment or utilities), then that is s bad indicator; if it is for more of a luxury or extravagance or non-necessity (say a department store charge card), then you might be more willing to overlook that; if it is for medical related expense - well, if somebody had no health insurance and required an emergency room visit, that can be a big bill and likely to go unpaid, but one of those things that you should consider ignoring.

They knew nothing about cashflow, they didn't have quaint acronyms like BRRRR or ROI, they didn't have investor groups or bootcamps, no spreadsheets or software for tracking performance, and they probably had no clue that Landlord-Tenant laws existed.

They came back multiple times for my new hvac system and I had no idea what they wanted, but some kind of grounding was messed up, and my electrician knew how to fix it, but hadn’t done it right the first time.

I have had no quality issues with it. 

(Ideally Multi-Family) I struggled to find a bank to do a HELOC loan therefore had no other option but to sell :-(I having a hard time finding the right opportunity (and Area) to focus in.

I had no idea how complicated this could get.

The original 300k was a combination of credit card lines and a home equity line of credit that had no mortgage.  

But when the staff member called the former landlord, that landlord had no record of that person ever living there.