If she has had trouble with collections, debt collectors, etc., then you should probably do the refi now.  

I find value in collecting, shaping and amending my thoughts on these matters.  

You still get to collect more up-front than I do in NH, where I can only do first month plus security equal to the first month.

It will look like this:Me - $5,000Partner 1 - $5,000Partner 2- $20,000 (we are collective $5,000 extra for minor repairs and an operating account)My question is, how can we structure this so that 1) we all own our prorated equity share in the project and 2) all are guarantors on the loan under our prorated amounts.

Blanket Receivership (until Warranty Deed is issued by judge) ==> buyer can collect rentI have included a couple of links for further explanation.

Yes you can collect commission on your own homes you buy and sell.

I still look at the income to rent ratio, how long they have had their job and if it is verifiable, and run credit to look at address history and for collections.  

I have seen some fascinating Eco friendly houses here in Australia and have considered such a business for the Colorado market, but some of the neatest rain water collection systems would be challenging in a cold climate.

I've just been drawn to the idea of collecting 2 rents on one property but its seems that many agree that Indy has a huge problem with Vacancy on duplexes due to very affordable SFH rentals.I was very concerned about the level of saturation in Greenfield for rentals so your info is awesome.

The gas in the water rises like air in the system and collects in the upstairs fixtures.