However, I prefer to calculator myself in excelCap rateCash on Cash ReturnBreak even Point (time and dollars)Net Operating IncomeIRV formulaDebt Coverage RatioInternal Rate of ReturnReturn on equity

Rates are on the rise unfortunately and I am betting the 4.5% you were looking at two months ago is now 5.5% on a 30 year.

But I met thousands of folks from all walks of life and I'll bet less than 20% were totally self sufficient on passive income. 

I can not guess what score any individual may have therefor reject any applicant that does not have a score.One principal I have always operated on is to never work to try and make a applicant acceptable.

Property taxes ratios are very high in Kankakee,    are you looking for a realtor that will property manage for you also, or what is your plan for management,    your best bet in our area would be Bradley and some of Bourbonnais single family homes or apartment complexes.   

I also think that using an abundance of caution could potentially discourage someone who is looking around for a good candidate to sue.Another big factor is probably the size of your operation/ investments.

If you do not have experience then the best bet is family. 3.

Layer in additional costs and you are looking at 7-10% costs before operating.

I requested contact information for the Pizza Hut  operator, and my email requests  for said contact info were evaded.

I know some landlords don't want to have anything to do with their tenants, but we don't operate that way.