Found biggerpockets on youtube as I was watching videos about Velocity banking.

Or, does anybody know any bank that would be more flexible than Wells Fargo in terms of giving this kind of loan.

Is it a large bank, a commercial lender, a small bank, an individual?

They look at the property income to debt, equity in the property, and my LLC bank statements.

There are banks/lenders for properties under $50k but they may take some digging to find.You can also bundle the two properties together and cash-out with a commercial/portfolio loan.

Or work with smaller banks that might be more flexible.

In Ohio, if a home is purchased and being sold within 6 months and the buyer is FHA, banks require (2) appraisals. 1st appraisal was slightly over our agreed purchase price and second appraisal was almost $15,000 under.

Ideally you want bank statements or at least deposit slips.

With me, i applied with four banks in parallel and two banks declined my application (after 8 weeks reviewing it: Chase and Citizen Bank) and two banks still reviewing.

Try US bank.