Hey @Reco T Bumpers You are more than encouraged by NACA to stack grants if possible, but it all depends on the area you choose, I myself have a lender that I work with closely in the Houston area where my clients go for a 0%down program the only issue with that is that the population for the area has to be 51% minority, but for the NACA you can ask your lender to see what grants you can qualify for or even make your own research in the areas you would like to purchase said duplex in, I also have another lender that is super investor friendly where we take your income + the income the property would make and qualify you for an amount suitable for an investment property.

Columbus has lots of job opportunities and population growth.

Cant choose your market for you, but can say that we choose markets in the midwest that have certain markers for future growth (population growth, income growth, job growth etc) and have found some really great returns. 

It's a nice town with a growing population, solid economy.

Employment rate, type of employment, median household income, population growth 

Specifically in terms of choosing investment locations, you'll want to consider demand drivers like: major employers/employment opportunities; population growth trends; demographics; safety and school ratings; proximity to major transportation; and more.

I suggest you to take your time studying the market, look at property prices in your area, study the population and economic growth in this area, the crime rate, etc. 

What most of the population does not understand is that prices will not come back down once inflation is over.

You get the benefit of- Providing a highly demanded product- 2x-3x income by using Airbnb (buy the property in a populated/traveled area)- Owning a building that requires 0 to little maintenance- Reinvesting the capital instead of having it stuck in a property- With some repetitions, your capital will have grown enough to invest in a long-term hold providing enough passive income for your/your family's retirementLet me know if you'd like to discuss anything I mentioned or have any questions. 

Try buying land, building housing, renting it out, refinancing the property and repeating the process.This means you're:- buying land at a great value in populated/traveled areas- not worrying about any repairs/maintenance for the property- massively adding value by building a highly-demanded product (can even 2x-3x income using Airbnb)- 4 units means you have enough income from the units to cover the expenses of ownership, so building equity while earning passive income- not leaving your capital stuck in a property, so growing your capital and building wealth will be done in a timely manner (2-5 years)If you have any questions about what I have mentioned leave a reply or send me a message!