You dont have anything to lose and will ABSOLUTELY WALK AWAY,  if you continue looking and get a deal for even $5000 cheaper- YOU WILL. 

Real estate won't be full time for me in the immediate future so I'm looking for a broker with low fixed fees as opposed to a higher CX split. 

With the low interest rates we have had recently I have tried with several lenders to do a streamline refi and or try to access some if any equity from the property.

You are trying to get bank rates & terms for a private non-arms-length note.First, the interest rate is too low.

As for the Gen x statement, eh maybe it was a low blow.

Taxes appear low enough at about 45/mo on this property to not lose too much money.

If anyone knows a lender that would be able to loan us enough to pay off our immediate needs which would be around $17000 with 1 low monthly payment for 12 months both my husband and I would be very appreciative.  

As investors we're always trying to get properties for as low as possible.  

@Phil Bach is absolutely correct when he says REOs are going above & beyond MLS retail prices.

Interest rates are historically low.