If the lawsuit exceeds that amount, then an umbrella policy would kick in and potentially cover any overages. 

My personal rule of thumb -If Personal wealth + investment wealth < $1M then $2M umbrella policyIf Personal wealth + investment wealth > $1M then $2M umbrella policy and LLCBest,Terrell

So since homes are made of cellulose and mold spores are ubiquitous in the normal outdoor environment, we need to determine somehow what has been wet.Preforming visual inspections for mold is also possible in attics, crawlspaces, beneath cabinets, etc.

@Nicholas Davila  Minisplits are AC/heat pump units that have one part in the room and one part outdoors, and can be AC or heat depending.

Ask them what they want. depending on where you live a snake is just another outdoor pest, generally if you leave them alone they will leave you alone.

I have homeowners & an umbrella policy lined up.

It’s all falling under the umbrella of “not knowing what you don’t know”thanks. 

One of the main reasons people come out there is for the outdoor desert experience.For one of our properties, we literally just dug a hole in the ground in the backyard (actually, the construction workers had dug it and used it as a firepit).

I was told by Gieco properties will loose Umbrella coverage if transferred to LLC.

Being an outdoor active lifestyle focused company we strategically select projects that can provide a multitude of outdoor recreation options.