I have great books and very high owner retention rates.

The mortgage payment is based on the interest rate and term. 

I plan to use the old school methods of growing...no pesticides, or chemical fertilizers.

@Anna BuffkinWhat are the typical interest rates and terms you're getting from this lender? 

It's crucial to understand the financials and market trends to gauge the potential value of a property accurately.One key aspect is the cap rate, which is a big player in determining a property's value based on its income compared to its price tag.

Some easily verified facts:- San Diego appreciation has been great - San Diego rent growth has been great- prop 13 protects against exorbitant property tax increases- San Diego has one of the lowest eviction rates in the country- San Diego has one of the lowest delinquent rent rates in the country- San Diego has a very low vacancy rate- historically for long holds, San Diego has produced near top in nation return.  

., as the average effective property tax rate in the Lone Star State is 1.60%.

Does anyone actually believe the reported inflation rate or that US denominated debts (worldwide) will ever be repaid? 

Now worth $650,000Step 5: Brought the four family rents up to market rate which is $5200 per month.Time to complete: 10 years.Cash flow went from $350 per month to $2,000 per month.Properties are now worth around $1,000,000.Success story BStep 1: Bought a condo in 2014 in a HCOL city for $200,000 and rented it to a roommate (house hacking). 

Having said that, with high rates and the macro economy in a state of flux, wanted some guidance.2.