This would also make it that much easier for me to then refinance the 1st mortgage is saving me even more money.

I used this money to pay-off a hard money loan while my wife was in the middle of getting a cash-out refinance on another property.

You should be able to approach almost any lender that works in your product type an in your area and obtain a cash out refinance, especially if you request at a low LTV.

@Steven I work at sherwin williams and your best bet is to use a shellac based primer to get rid off the odor.

We applied for a cash-out refinance on 11/12/12.

Or if you have made improvements to the property and can justify a higher appraised value, you may be able to refinance the 1-4 you just bought with the FHA loan into a Fannie / Freddie non-owner occupioed loan, and then go buy another 1-4 unit as owner occupied without having to wait the full 1 year.

I don't know what the success/graduation rates are for trade schools like Remington or ITT but they I'll bet they are at least 50%.

Most people won't reply after the 1st "touch", but if you hit them a 2nd, 3rd, 4th, etc. time, your response rate will go up.So, to answer your question, I think your best bet is to continue to hit up those same 350 people.

I own a 4 plex that I purchase in 2008. I am looking at refinancing to conventional loan. I understand that I have to pay down mortgage to have a 75% LTV. My goal is to be able to buy another 4 plex with fha loan once...

However, I bet my Droid has a BP app though, so I'll check that out.