Does anyone know where I should look to obtain this, or am I reaching too high?

My question is this:On a property that sells for $430,000 and rents for 45k a year, am I really going to be spending $4500 on repairs/maintenance on a yearly basis?

But it will be difficult to determine if the town will be able to continue to afford beach erosion mitigation after being hit this hard.Is this risk rising up and telling me to get out, or am I afraid to make money?

Given the poor customer service and follow through of a lot of agents.....that we all agree are out there....am I just supposed to trust that an agent unknown to me knows what they are doing?

I have been working with a mortgage broker from a bank but I am looking to get the best loan package possible.Is it better to go directly to a bank for a mortgage, or go to one of these private businesses/mortgage companies that operate in strip malls or individual offices.Basically my question is this, if I go to the bank, am I going directly to the source so I can get a better loan package, or is it better to go to one of these independent mortgage companies?

Am I just being overly negative or justly cautious?

Am I crazy or are they almost identical?

Am I "wholesaling the wholesaler" or a "middleman", an "upmarketer" or what is this practice called?

A loan matures and I can't find another lender....So my bank offered to give me a loan for $700K against Property B, and pay off A loan and B loan...For that $700K loan, 4% on 15 year ARM with 2.25 points up front...I feel like this is in essense a 15 fixed loan with 3% rate on open market....Am i wrong?

Landlords:1) What do you think about before you answer that question?2) How long would you let a property sit vacant before you cut the rent? Or would you consider doing something other than reducing the rent? (making...