When they leave we will raise rents to total $3,900 or $4,000Monthly Insurance: $194Management fees: 10%Utility costs I will have to pay per month: $391Using the bigger pockets calculator, I'm not exactly sure what to include there for vacancy rate, repairs/maintenance, and cap ex.

I was thinking of making rent all inclusive with rent, utilities, cable, internet, cleaning services and household common area shopping( toilet paper, soap etc).

So in your example, I'm going to make the following assumptions:10,000 income (was vacant for 2 months - actual rent is $1000 per month6,000 mortgage payment2,000 HOA1,000 utilities during vacancy period6,000 depreciationOn your tax return, you don't actually get to deduct the principal portion of the mortgage payment, so your loss will be something less than 5,000.  

Or I can send you to a YouTube videos were i learned hiw to access and utilize probate.

All payments made by Tenant to Landlordafter the tenancy commences, no matter how designated by Tenant, will beapplied as follows: first, to any outstanding amounts due for damages/repairs,utilities etc.; second, to any outstanding service charges or fees from priormonths; third, to any rent outstanding from prior months; fourth, to anyservice charges or fees due in the current month; and lastly to the currentmonth’s rent."

Most utility bills are pretty straight forward whether they're high or not, but the waste removal bills are a different animal.

I had a question regarding Annual Operating expenses (Operating expenses include: Taxes (property taxes), Insurance, Management, Maintenance, Utilities, and Repair.) 

I feel that they won't have problem paying the rent, but with utilities and all, plus food, etc..

The best way to get access to great real estate deals is by sending out a sustained direct mail campaign to owners who really want or need to sell their property.  

Utilities not onInoperable heat supplyMissing or insufficient weather-strippingLoose or torn carpetMissing or cracked electrical outlet cover platesCracked or peeling paint on wallsCracked or broken window panesMissing refrigerator kick platesEvidence of roof leaks/pipe leaksDirty stoves, ovens or walls and unkempt perimeter surrounding houseInsufficient bath ventilation and inoperable smoke detectorsLeaking faucets or plumbingNo temperature/pressure relief on water heatersYou screen your own tenants, then you submit the paperwork to have a tenant approved by the Housing Authority.