If the result is a negative number, you have negative equity because the home is worth less than you owe on it

My offer includes proof of funds, pre approval from HML lender and I am usually near asking price and many times over it.

I've had a maintenance person that will usually get in and clean, repair, paint, and do everything needed to flip an empty apartment into one that is rentable when a tenant vacates the property.

Landlord home owner insurance usually covers the property itself, not the tenant's belonging.The tenants need to have their own renter's insurance to cover loss of their items like personal clothing, electronics, furniture, etc.

But we also have a couple of trailers,  (a 12ft & the other is a 20ft beast).All auto's retired with very high RE miles & usually torn rear seating BUT the Ram is definitely the vehicle of choice & I still rack up 20k miles a year in it.

Hey @Lindsay StewartI been to many REIA meetings and this is usually packed with deals and people who are actively in the business.

They usually require some points up front and some closing costs.If you need cash right away because you just happen to come across a great deal, you should find potential partners in your area that would join forces with you. 

In order to get homeowners insurance, the roof, plumbing, electrical, and HVAC usually need to be functioning normally and have reasonable service life remaining.Will the property appraise for the purchase price to the end buyer?

What you care about is if they can afford the house (we usually look to see their monthly income exceeds 3x what the monthly price is) & if they have a down payment.We use @Paul Ritter and do a full tenant screening for all of our buyers prior to accepting them.Hope that helps,Chris Pre

The only thing I have to add to @George Skidis is that Wyoming does not have a tax, and the annual fee is usually only $50.