Some cities will let you combine them & others won't, we looked into one city that required a 1000 foot separation between the two.If you're looking into building a grow facility to rent out it can get very involved and expensive especially if they are going to separate the THC then your looking at ballistic walls, generators, 5 tons of cooling for each grow room.

Usually it is some combination of the above.Good luck

None of this really amounts to much of a change in your monthly payment but I'd definitely try and find what seems to be the best rate + term combination for you.  

The rents comps in the area for LTR show we could get around $4500 to $5000 combined monthly rents for the 2 units.

If you don't have a history of Rental Income from the subject Property the lender can use the lesser of:the monthly operating income reported on Fannie Mae Form216/Freddie Mac Form 998; or75 percent of the lesser of:fair market rent reported by the Appraiser; orthe rent reflected in the lease or other rental agreement.If you have a specific property in mind, let me know and we can talk about what would be needed for your unique scenario! 

It's probably unique to that property manager.

So, you have to have a combination of experience and education to become a licensed or certified appraiser. 

Real estate was a grand slam and everything else were singles.The truth is, investments are neutral and it is people combined with effort that make something great.  

The property is a unique 3 story home.

I've read a lot about Gobundance/M1/Emerge and I am intrigued however I feel my situation is a bit unique:-I semi-retired from the w-2 world (tech) in 2020, reached financial independence (through commercial real estate investing) that same Summer-I am an accredited investor and an LP in about 17 syndication deals (multifamily, storage facilities, ATM, etc.).