Did you end up using them?

Seems perhaps a little low -only say this because my 4bed in Arvada CO is about $290/mo and with the Boulder/Louisville fires a few years ago a lot of insurance has gone up like crazy in the front range. 

I was looking to have it convert to a long-term mortgage and eventually cash out refinance to build a second duplex once enough equity built up 

I finished school when I was 16 and now, I'm 17 years old and I'm making 36,000 a year from my w2 job, I know there's not much I could do as of right now but what should I do to set me up so when I turn 18 I can start my investing Journey.

Can you get them up anymore and use the other offer as a negotiating point?

- What driving factors should I take into account when l'm looking for an up n' coming hot markets?

Based on their business filings, they have been in business for over 18 years.

Then the next year, they will jack that up and I will be right back where I started. 

These terms were provided by the seller's daughter who managed the properties and were not disclosed to us during the transaction.The legal expertise we've received up until this point has not been helpful.

For a fix-and-flip scenario your max loan amount would be based off your experience and can go as high as a % or purchase although it is more common to get 90% as the loan size is typically restricted by the percentage of the ARV for that program.