I have learned some of these lessons the VERY hard way.But debt can also be a useful tool.Think about how difficult it would be to get out of the renting cycle and own your home if it weren't for debt (mortgage).Many smart businesses use debt tactically and strategically to stay nimble and flexible with their resources.My point here is not to cast a vote for or against debt - it's too nuanced a subject for that type of judgement.

If you don't respect their beliefs about money, why worry about judgements?

A fully stocked kitchen, a great grill, plenty of games to play when it rains etc.All 5 star reviews tell the tale.Not every STR needs to have gimmicky things to stand out.

Having to build a team and getting familiar with an area takes a lot of work and judgement.

However, I realize that if I'm hit with a judgement, I'll have to show the plaintiff my tax returns.

I think the solution is not to think of Melinals, X'ers, Boomers, the Greats, etc.. or the color of your skin, or if your a man or a woman, or where you come from...I think the solution, no matter who you are, (If You Want It) is to go for the Gold yourself...What ultimately matters is are you happy...are you willing to do what's needed to change if your not happy.And all groups have people who are happy being a waitresses, or retail employee's or even a Hobo, as well as higher earning professional people and Entrepreneurs.The way I see it is, it's not a group issue, it's a personal issue...If you're constantly shouting about not having enough nickles in your pocket, but are too lazy to do what's needed to get more nickels--well I've never seen it rain nickles.What I'm saying is that some people just seem happy to eat and party and that's it....And THOSE who seek more---and actually do what's needed to get more....no numbers on a graph are going to mean very much when your working at making your pockets  bulge full of money.It's not enough just to want it, you have to want to do what's needed to get it.Just my 2 cents.If you want it bad enough, you'll sleep out in the rain: https://www.youtube.com/watch?

Sounds like the owner has judgement against him personally but no lien against the property you are buying.  

Agents don't handle claims but when you have one you want that person standing in the rain next to you while the firefighters mop up.

But, after about 10 hours after the work, it rained a lot. 

Even if the tenant doesn't hose off the concrete, where is the rain water + urine going to go when it rains?