@Michael Lucero, agreed I should investigate the ROI closer and plan to.

I understand that the market differs from place to place, and doing some due diligence along with some basic investigating one can get an idea about an area and if they want to invest there.

On this page (https://www.fbi.gov/investigate/white-collar-crime/mortgage-fraud/financial-institutionmortgage-fraud-news) you can see the amount of people going to jail weekly for similar situations as the one you described.

Seeing a lot of this investigating for mortgage fraud now happening with rates higher and banks looking to make money.

.$3500 credit to me sounds like more than enough money, assuming further investigation didn't reveal much else, obviously I'm not privy to the details of the property.

Before getting too guru crazy better investigate the surrounding issues.Amounts charged on cards will play on other issues, it can be done and you can sink really fast doing it too.Buy E bonds instead you won't need a truck for the coins.

I've found those are the types who couldn't investigate their way out of a wet paper bag much less conduct a good tenant screening.

Multi family in a decent area maybe the direction I go, but at this stage I can not say till I investigate all my options.

It took about a week to investigate the matter and devise the needs to be addressed and waited for the Bill to be adopted.

Meaning, the only people who can see that type of item are internal data investigators at the bureaus.