Hi Leslie, I unfortunately from time to time have to utilize mold remediation services.

Operating expenses include utility, payroll, landscaping, pest control, taxes, insurance, repairs and maintenance to name a fewThese are expenses, different from capital expenditures such as fridges hot water heaters and flooring.  

If it dose make money, then you want to run the numbers again without your rent included to see where you are at.At this point usually you can live for free or just the cost of utilities. 

Additionally, after 24 months of payments, you can also utilize market appreciation rates as a basis for the removal of the PMI. 

Income 51,000Expenses 13828 (I included utilities here)Depreciation 9953Taxes 13003Interest 9593Insurance 6089 (most of this is pmi on one of the loans.

You should also read a few entrepreneurial books that will help you with mindset and productivity.As far as the property stuff goes, I would definitely utilize that VA loan, if you can.

I realized that this was because of the user interactions.

Be sure to go to the education tab, click on the forms comment, respond, interact with the BP community.

@Raman Bindlishyes, passive losses are carried forward until utilized or the activity is disposed of.

Goes on by saying everything is "straight forward, annual expenses run around 10k and includes taxes, utilities, and insurance."