They had no idea what I was talking about with the transactions and kept allocating costs and expenses the wrong way.  

But I had no money and no prospects and no feasible way to enter the investing game, so I quit trying.

You had no lost revenue so that should entitle everything back, even if he's an idiot.

I tried my best not to sound like I had no idea what that was.

I knew contacting their chain of command for lack of payment was an option, but I had no idea it would affect their security clearance.

They want their REO properties listed in order to obtain max exposure and sold retail.Thanks Tom,Just wondering, if the property had no bidders and the bank bid 40k at the auction, wouldn't this make the bank think the demand is low and make them more willing to accept an offer before taking on the risk of extended holding period costs and a realtor commission?

We mail our noticeds certified AND regular AND tag the door then wait 8 days to file the FED, and have had no problems with service from the judges.

You don't want memories to change years later ("we loved that house...but you said you had no interest in keeping it!

I did a cashout refinance with Huntington on a property that was valued at about $55k so the loan was about $47k which they had no problem doing.

You can find data on this at www.bls.govas well as at www.city-data.com .With that said, I wasted a lot of time looking at markets where I had no connections and there was a ton of competition.