You should give them a pest-free home, then make them responsible for ordinary pest control after that.I also recommend educating yourself on how to handle small pests like this, then educating your tenants to handle it themselves.

If you need recommendations for reputable local lenders in the Indy area, feel free to DM me. 

Feel free to DM me if you want to schedule a chat.

There is a lower ratio program of .80% in cases of low rents but the rates are higher usually in the 8.50 to 9.50% Be careful of your prepayment penalties as well it can lock you into a high rate or cost you money if you plan on refinancing in 12-24 months.If you ever have any specific quetions feel free to reach out I am always happy to help and talk REI!

Feel free to DM me. 

Feel free to reach out if you have any questions or if there's anything I can do to help you achieve your goals.

Feel free to PM me with what you're looking for and I'll try to point you in the right direction. 

Feel free to reach out for some neighborhood recommendations or if there is anything I can do to help with your search. 

I look forward to continuing to learn from the BiggerPockets community as I navigate my real estate investing journey.I’ve had some success on the eastern shore of Maryland, though even that market has started to frankly become expensive, there are still pockets of potential growth both rent & appreciation, thoigh it’s becoming harder to find, also there is a massive rental shortage out there, a county I just put a property contract on, literally has 3 properties for rent right now, but it does make rental comps quite difficult, outside of that I’ve started looking a little more into western Md and some southern pa markets but still trying to get a feel for them, overall I think in this market places that are affordableish and have some draw will do well with the continued wfh + affordability crisis but keep in mind while I think the eastern shore is actually fairly safe market for the most part a lot of rural areas definitely have boom bust potential and in theory more risk than dc metro, though the low price points do by definition tend to mitigate some of those risks. 

This helps you get a feel for them and their pricing. 3.