High demand is in the Union Grove School District.

NOTE: If you are in a situation where someone is demanding your Operating Agreement, please contact your attorney immediately!

Supply and demand. 

Sent mile-long text messages to the maid service owner harassing her and demanding the maids return.  

I'd call foul on Wells Fargo, cancel the deal & demand the EMD back.

Which is why single family rental housing in great neighborhoods/school districts is in high demand.

That being said; not only do I have some rare and highly demanded deals, I am always looking for others that will surely appease and/or suffice my other investors.

The OC is home to many notable employers which props up demand for housing.

Demand to see the numbers on any deal you might lend on, and verify everything.

Its just knowing which ones to use to get what you want and what the pro's and con's are between each product given the goals you're trying to accomplish.A lot of bankers and independents in socal broker to TCF like Chris mentions above.I've had good experience getting rental income to be used in similar context to the above mentioned.The formula is simple for rentals that dont yet show up on your tax return its 75% of gross income minus PITIA (principal/interest/taxes/insurance/assessments) to arrive at your net income figure that will either be added to your income column if its positive or a liability to be qualified for if its negative.In cases where you just want to do a cash out refinance loan you could use 1 year tax program with Freddie Mac to avoid having to average both your 2015 and 2014 which causes more paperwork and more things for an underwriter to sift through and demand verifications and documentation on.The nice part about using a 1 year tax program for self employment or realtor income (in your case) is that since there is only 1 year tax for your self employment we only need to use 1 year tax income on your rentals  as well which is a little known secret in the residential conventional lending world.This is great when you have a great 2015 or past return but your 2014 or 2 year ago return was not as good.