For Discover, it's part of their SCRA benefits so you need to go to their website and sign up for it (Servicemembers Civil Relief Act, the same law that lets you terminate leases early when you PCS etc). 

My name is Andrew Espinosa and I am currently a Civil Engineer for a small consulting firm in the Denver area.

If you’re not officially married, or in a legally-recognized civil union, your policy will not cover your significant other by default.

You are not allowed to base a decision on race (that falls under the Civil rights act of 1866), and you cannot advertise discriminatory preferences since there is no exemption for advertising.

If you are in house flipping for example, this is who you should have in your circle:-Real estate agent-Wholesaler-General contractor-Sub contractors (electrician, plumber, framer, painter, roofer, etc)-Handyman-Designer-Architect-Engineers (electrical, structural, mechanical, civil)-Stager-Title company-Real estate attorney-CPA

I know many areas of Paradise Valley, just north of Gardiner, which are much more affordable, have amazing views, are closer to civilization, and could possibly fit your needs better (size of home, amenities, etc that an older home in Gardiner won't have).

The other thing people often overlook with the exemptions....that if the exemption is applicable they exempt you from criminal prosecution and civil liability from the government.

Objective is to safe guard you from any litigation.

Make sure the HOA delinquency rate is below 15% and the complex is not in litigation because you will have a hard time to obtain financing.

Without that there was NO proof that you even had a deal and thus no indication that you should have been putting an additional dime into this deal.Second, the foreclosure case should have been examined to determine where in the civil case the two parties (plaintiff and defendant) were.Next, the sheriff should have been contacted to ensure that the property had not yet been scheduled for sale.