Yes I believe TD Bank and Penn Fed both do it but the rates are higher than owner occupied so you'll have to live with that. 

I believe I have 3 solid exit strategies (thank you Josh and Brandon from BP).

I know this is just one of my goals in my Real Estate journey, but I believe it to be important.

I believe understanding your exact needs are imp, as Jennifer pointed out.

There is a saying that I believe is true....people sell and buy real estate with someone the know, love and trust. 

He believes the cost to do the flooring and paint and what-nots will be $15K, for a move in ready rehab. 

However, with this option, I believe I can depreciate the value of the purchase price over a span of 27.5 years.If the house was gifted to me, I don't think it affects her with anything but for me, I will have to pay gains on the whole sale price if i were to sell it.

I never meet the rest of his family but he has a young 5-6 yr old or so son with him when he looks at the house and they seem good - I'm told his 19yo daughter will live with him until she gets on her feet and gets on her own (was led to believe it would be short term) - then another young 10yr old or so boy and his tenants newlywed wife (he was getting remarried in his 40's).So fast foward to now - I had good relationships with my neighbors - asked them to look out for me and they knew I took good care of my house. 

So since we truly believe real estate is our future, I let the school I work for know that I wouldn’t be coming back next year, but would finish my current contract through July.

Hey Naeem, I know I'm in the minority here, but I don't believe you should shy away from these neighborhoods at all.