For instance, I used to listen to DAve Ramsey who says to drive a beater...So I followed his advice and at one point I had to put 8K into that beater.

I don't have a whole lot of money to invest but i have the drive and lots of time!

The clerk basically sits in an office in the General District Courthouse (usually "District" for LL/Tenant) and accepts filings and fees.

Sounds like the property is not under contract just yet, so at the point, I would focus on getting it under contract (you already know your worse case scenario by paying the seller's offer) once under contract,  you may discover other things during due diligence that will drive the price down.   

I talk to my accountant and he basically said the same things I already knew about the penalties and then being taxed on the monies as income, but he also mentioned that on a 8-9% return a year investment it would benefit you after a few year. 

Read Bigger Pockets’ Finding and Funding Deals by Anson Young.There are many ways like pulling lists from Listsource.com or Driving For Dollars 😉

We use small community banks for our lending so its not convenient for most of our tenants to drive to those banks.   

Similar house on the corner just closed for $710,000.  3 bedroom home, 2.5 bath, nice but really kinda basic.  

If anyone is looking for an agent in Indianapolis, I recommend connecting with Devonta Taylor As a newer agent, he has the drive and determination to succeed and will work hard for investors in the area.

hey  fellow investors hope all is well , I am fairly new to real estate investing. as i was driving for dollars I found a lead for a house with a motivated seller.