@Leah R Grier So I went and looked at the Beaumont Zoning regulations and to the best of what I read if it’s in a Historical District it says you have to pay a $20 application fee and go before the historic commission and have a public hearing with your proposal of any changes to the structure and plans and color changes, use changes, etc. the same applies to the main building, any changes must be approved by the commission.

And even if they can't help you right now, they can definitely give you some guidance on how to be ready to apply for a mortgage.  

If she is applying alone for an FHA loan, they will pull your credit too, so your ownership will be obvious. 

Assuming $2600 rent, with 10% prop-mgmt fee, plus a 15% contingency, that leaves $100/mo cashflow which seems like is cutting it way too closeMy main goal would be to diversify my investments beyond stocks and bonds; also would be good to be able to apply the initial leverage I used during the purchase for a longer period of time for appreciation (not sure if that's sound logic tho); and finally would be nice to not pay the $30-40k in selling closing costs.Thanks in advance!

@Ishmael Johnson, just as a follow-up, the 5-day waiver I'm referring to just applies to Louisiana.

If they are they apply just like non Sec. 8. 

*Note: These rules do not apply to short term rentals, only leases of 30 days or more.

Have you applied for any government assistance for back rent? 

I just found on out now when I applied for financing and got my scores in the mail.

Hey BP,I'm not looking to buy for another year or so but I know it's probably a good idea to start prepping financial documents that one would need when applying for a loan.