Just for some info, we have to do DSCR loans at this point in our life and we will not be selling in the next 5 years.

We were able to get a home equity line of credit, so if we wanted to, we could essentially put no money down and use the income from the property to pay this and the mortgage off.

I'm new at this... 

Since a lot of you are wondering the difference between PML and HML, here are my thoughts about it...Private money lending and hard money lending both involve loans for real estate, but they differ in source and terms.

@Emily Ellis there's this great book I read on wholesaling by Todd M.

This family of three finds that they never hear back from the larger rental agencies even after paying for an application.

@Don Konipol Elevation, Palmetto and a couple of others do this for SFR owners.

How do I solve this.

Hey Hilda & Chris,Man, I feel this on a personal level!

This is the backbone of trust for your business.