If not -- and if you don't want to go with HML or private funds -- you may be out of luck getting a loan in your business name.Remember though, even if you find someone to loan in the name of your business, you'll still likely have to personally guarantee the loan...

The action may have been brought in the name of BofA but owned/guaranteed by FNMA.

It would be IMPOSSIBLE to be able to entice someone to come in, put up the capital AND the risks that are associated with putting up a personal guarantee.

If you hit the 2% rule, it is practically a guarantee that you will have real cash flow.

Your mother may have to give a personal guarantee, but if the business is prosperous, this may not be necessary.

But, in many States, if you personally guarantee a loan, even after a house is foreclosed, you will still have to pay any losses the lender incurs if the house sells for less than the loan balance.

These would be harder to get, and expect to pay more in interest -- which is not tax deductible.Unless you are a large, well-established company, business lines of credit will probably require a personal guarantee by the owner.

I tend to agree with you Ed, I find it hard to imagine any roofing contractor would be able to guarantee 100% that every nail has been removed from every flower bed, yard, driveway and sidewalk of every job.

The Fed issued the following statement, basically giving S&P the big FU:"For risk-based capital purposes, the risk weights for Treasury securities and other securities issued or guaranteed by the U.S. government, government agencies, and government-sponsored entities will not change.

(e.g. new roof).Can Loan directly to our LLC with personal guarantees (this personal guarantee does not show up on personal credit report until you default).