Furthermore, I was thinking I could even pay off a nice chunk of the mortgage by using my own income from my 9-5 and beat the interest from a loan before it compounds.

Withdraw your 401k, pay income tax, pay tax penalty, lose opportunity of compounding interest etc - you're taking a huge L out of the gate here Do you have a track record of success?

In my defense, I have picked up a few other things I am working on that are really going to tie up my free time probably for the year.  

The United property even has some desired facilities already built in — a swimming pool and four tennis courts.But these compounds by and large must look to the private market for a new reason to exist.Daniel Miranda, president of HSA Commercial Real Estate, said possibilities include turning some campuses into retail centers, perhaps outlet malls, or converting them for medical or educational uses.

Their renter's policies are your line of defense that keeps you from ever having to use your own insurance.

One big reason is that properties held in S corps or LLC's taxed as scorps (wait whaa, yeah LLC's can be taxed as partnerships, S corps, and C corps) when transferred have to leave at market value which might be a problem if you bought it for 100k and now its worth 180k because, thats a 80k gain you got on your hands when this property is transferred (unless if you transfer or sell it to yourself at cost basis).The other reasons is like most people said regarding self employment taxes and avoidance of them in totality.Another reason is you may not want to comingle your liabilities of your buy and hold properties with your active business (wholesaling, flipping, consulting, etc) which may compound your risk for lawsuits.However, to the contrary I see tons of S-corps with investors or LLC's taxed as scorps for flippers or people who use their scorps for active businesses like hard money lenders and flippers.The benefit of Scorp is that us conventional lenders like to see income surrounded by a veil of s-corp legitimacy even though its only a couple pieces of paper filed with the state.

To your defense, I see a home inspection just giving the buyer more information to work with, and I saw that as a benefit. 

@Fernando Enrile yep I like what they said about finances being defensive(Expenses) and Offensive(Income), if you have great offense, but no defense you’re still not going to save any money.

My short-term goals are strict budgeting and have $40,000 by the end of 2020 for Real Estate (I do also have stocks, REITS and growing a passive income using dividend growth and compounding).

But until a rejected buyer sues a seller over the issue and wins, they can get away with it.For now, the best defense is to point out that a NACA Qualification Letter is in fact a much more reliable source of funding since it has already been approved by an underwriter as opposed to the bank's pre-approval letter that is little more than a guess at what the buyer can afford.