You had to be cash heavy and have every corner of your world shored up for a bank to do business with you.  

If you need funds to also rehab an investment house flip there is a 30 year fixed rate loan for that , also at 15% down.Rates are still low today so I would say use the banks money at a low 30 year fixed rate and retain the security of your equity in your personal residence.

house under contract with nothing unusual from the bank. 2 months later bank counters offer at 220k WTH???? 

The administrative headache of having to keep extra bank accounts and tax returns isn't worth the extra headache, especially given there isn't any case law to actually uphold the validity of what the Series LLC is trying to accomplish. 

I have a property that's a Foreclosure and the bank is wanting $60k for it.

Is it a problem to get the rent in my name and use Zelle and then use online banking to move the money into that account?  

I said this, because I think I read in some place that when you are new or is your first property it is very hard to get a mortgage on an LLC, so it is easier to buy the property under my name, and after that make the transfer to an LLC. 

@Alyse Oz I don’t have much experience with forming LLCs for rental properties but for use in a startup or business most incorporate in Delaware because they have a separate court for business entities and they allow for easy transfer of venture ownership to allow startups receive funding from VCs.

Usually you need to put 25% down for a commercial loan, which is $375k, and then most lenders are going to require you have more cash remaining in the bank for reserves.

If you had 200k in cash in the bank account.