Originally posted by @Roy N.

There are HML that specialize in fix-n-flips, where getting a great deal on purchase price relative to appraisal is actually a basic requirement.On our end (this is directed at the lurkers), for good interest rate 30YF & low points type loans backed by the government in some form or another, Robert is 100% correct.In six months when/if you wish to refinance, future-current appraised value will be used, and purchase price from 6+ months ago will be disregarded as a data-point, meaning appraisal will be the only basis of LTV.

I met a private lender here n BP and was arranging a deal with them.

And, perhaps sometimes, an initial meet-n-greet between tenants and neighbors could help to establish a direct line of communication between them (so the landlord doesn’t have to play middleman/woman too often)?

So if I put in July 1 2001 (when I actually started July 13 according to the computer), it just shows "N/A" across the board even though the SSN/DOB/name/etc is correct.

I have been a RE investor for 4+ years now, primarily doing fix n flips.

Property is located on N.

@Roy N., thanks for the explanation about "double" taxes in NB. 

If you do not have cash flow using calculations based on a 100% leverage scenario you will never have true positive cash flow n a investment property..

What interest me most is fix n flips and wholesale deals.