We can however clearly see the overview of where in a cycle an individual market lies.

I weigh them all individually but am never going to a bank to do anything but make deposits again.  

Most interweb experience I have indicates it is a world where people often post what they think with little to no regard for others.

I decided to give it to my dad to buy some individual stock.

If this doesn't work you could visit the area you're interested in and spend a little time there, set up some meetings with individuals you think could possible help.

VA loan has to be used for your main residence, and in General they only allow each individual to have one at a time, It is very comparable to the FHA loan.

I have reduced the rent by $200 a month as a winter-teaser rate till July, and will see how this goes:-) Sorry for not being able to thank each one of you individually -- I really appreciate you taking the time to help out a (frustrated) small investor! 

Hello BP.I have a individual that is interested in funding one of my projects as a private money deal, but they have concerns about the paperwork and tax documents being a serious hassle.

But I always have more contractors in all my houses than any one individual motel. 

If they are doing periodic price drops that is a good thing as it may indicate that they have some motivation to sell it ... in that case, I would see if there is a pattern to the price drops, as in they are dropping $10k every 3 months or something like that ... if that is the case you can time your offer as the price gets closer to a good deal, put it in just before they would normally drop the price, but a bit lower than what you suspect they will drop it to.