Typically, property value add of site control comes AFTER the site is fully entitled for the new development and someone has to funds soft costs--preliminary design architecture fees, design fees, legal fees, potential contractor consultation (to get #s). 

@Thomas S.

Instead of bookcases, go for elevated shelves.

But the pink 1980's laminate kitchen countertops are an eyesore.

I'm a first-time home buyer and I know these loans are intended for single-home residential properties, in which I would want to use it for, but what are the other requirements i.e. credit, income(s), etc? 

Schedule C for Subchapter S -construction business Net income $50,000Rental Property gross annual income $50,000 per year. 

Most start with an agent(s), general contractor, property manager, attorney, and others that have specialized skills you’ll need but don’t have the time to learn because you’ll be finding and closing on great deals.Find your local meet-ups to network in your general area.

Simply call your card company(s) and request an increase. 

I agree with @Jeff S.

@Thomas S.