That would bring down the balance and perhaps show 30% equity.

Opening multiple cards and holding high balances can really mess with your credit.

The "Total Equity" line on my REI balance sheet.2.

Right now I have an angry tenant in one of my rentals and still dealing with a 3 year old lawsuit from a contractor on a flip, and these are just a few reasons why I think note investing is far better then other small balance RE asset classes. 

They lose their benefit with a balance owed.

Debit not Credit - to start, get good with maintaining a positive checking account balance.

I would rather have a smaller number of quality relationships than to market to the masses,  but its always a balancing act.Additional factors contributing to this uptick in these request could be perceived lack of quality inventory,  I know I can't help but compare to even a few years back. 

Using HML for the balance of the purchase price and rehab I'm looking at a purchase price of around $210K:Purchase price: $210K - HMLRehab: $40K - HML (assuming $10K/unit on a Quad)Down Payment: $50K - My Cash (20% of total HML)Unfortunately, in the various markets I'm looking at, I'm not finding what I'm looking for in this price range.

My morals was hanging in the balance of, what do I do.....do I follow my orders; go against my beliefs of, all people are equal regardless of any differences.

Then I've also read that it could be considered diversification if you end up changing up markets once you've got your feet wet (at least 5-10 rentals in one area) to help balance any risk if one location suffers and the bottom falls out.