I have minimal “bad debt” some auto loans and a personal loan but surly want to have little to no debt ASAP

That, coupled with a new (government mandated) housing development in our village, means only one house within a two mile radius of ours has sold this year.As such, I'm now facing a dearth of viewings and one, very low-ball bid... not what I'd planned.Driving back from a client meeting (I run a small IT service company), I decided that, regardless of what I'd "wanted" out of the house, I would set a finite price that I would call success. 

I do the same when i get a mortgage I set it up auto pay and usually round up to the next thousand and pay at least 500 a month extra.. this saved my bacon in 2010 after being hammered so badly in the GFC..

Personally, I absolutely HATE receiving auto generated crap in the mail.

The auto (huge incentives) and defense (two wars) industries propped the economy up in the mid 2000s.

We did one in a SFRThe finish barely survived 18 months.But if its fiberglass I have seen an auto repairGuy I know do some great work restoring color.Good luck....

The same applies to a new auto.

Check BP's Beginners Guide and Landlord on Auto Pilot by Micheal Moore to start.

However, I would make sure I didn't have any cc debt or auto debt.

It sits on top of the underlying limits of your other policies, such as homeowners, auto, landlord, etc.