Hi, I’m new and I’m still trying to figure out which niche I want focus on so I’m looking for a specific episode on the podcast where Josh and Brandon talk to a guest who helps the seller win because it’s the seller’s credit that continues being used to pay off the loan on the house.

Had another guy whose wife left him and took his vehicle and credit card. 

My credit score is 690 and her's is 684.

Cap rates in Pittsburgh vary greatly on location.

2) Is it possible to apply for a mortgage without anyone's personal credit? 

I would let them know that an eviction is not just another collection item on their credit and it will be a very large red flag for future landlords and other credit grantors.  

It varies.

You would use their money to purchase, and do the repairs as quickly as you reasonbly can, then go to your bank and get permanent financing (or get your whole mortgage as a HELOC if you can find a bank/credit union to give it to you that way).It'll cost you a few points to the hard money lender, and a 10-12% rate for the time you have it. 

It varies.

Has anyone used an unsecured line of credit to make their first investment?