Quite frankly I own property in an area that is lower-class and credit alone cannot be the determining factor.

I had it at 640 two years ago but young spending habits caught up to me and I just recently started working after quitting my last job and not rushing to find a new one (which was stupid).

I want to listen to something while I'm banging away at my computer and these will work out quite nicely.

Keith Ferrazzi in his book Never Eat Alone says "Autonomy is a life vest made out of sand."

I just bought a house in a new subdivision because the area was well isolated and quite.

You have to choose to either really love the business....breath it, eat it, drink, and sleep it.

Update: Over the last few days I have been using Google Finance quite often and I have to say that some of its features are very cool.

Any advice or input greatly appreciated, since I am a newbie that never even own a home.My goal is to creat positive cash flow, and hopefully owning at least 5-15 properties in the next 5 years, be able to quit my full time job to spend more time with my family and be in this rewarding hobby call REI.BTW the cities I been looking at are:Buffalo, NY - But probably wont do it after I talked to a few people that still have families thereIthaca, NY - I am leaning forward to this but worries about an exit stragtegy if something was to go wrong since the last year I think only 135 homes were sold.Ohio - not sure where yet.John

You will stress a lot less and eat a lot more.

You have more than enough captial and could do quite a bit of good for yourself.