You have to get the person face to face.Creative deals are negotiated. 

It all depends, this is why I always review potential client's books what is the best course of action.I personally do not like QBO for real estate (I make it clear in all my posts lol) I just renewed my certification just because most people can't afford the PM software with accounting such as AppFolio and Yardi.

Quote from @Russell Brazil: In the future, do a court records search at https://casesearch.courts.state.md.us/casesearch/If you had done that, you would have seen they have 8 failure to pay rent cases against them.I am curious Who did the initial check on this person?

If you get a bad tenant, the rest of your tenants have to live with this person until you can successfully evict them.

Is there a specific name for this person or could it be anyone in the bank? 

@Matthew RolfI’m not doing a crash pad I’m house hacking a 5 bedroom house which I will live in here in a few weeks and rent the bedrooms on 1 year leases to pilots and flight attendants I’m personally friends with.

@Tony Nuttall personally I’m not excited about a 2/1 because there are fewer exit strategies.

I would be more concerned with where the title to mobile home was - was it retire and put on the property or is it still personal propertyThere is nothing you can do to make it compliant, if the loan has been current for 12 months then you have ability to repay because they have consistent pay history

The person on title/name of the person on the mortgage can typically win if it is not done right. 

Yes a new person's experience could absolutely be different.