I've done the math and it seems we could with certanty keep up this massive savings rate up if we bought the condo cash and lived in it and could buy the duplex cash in probably 4 years after by selling the condo.Would it make sense to buy the condo for that short of a time just to up and sell in in 2 to 4 years for the duplex I am not counting on much appreciation it is a condo. there may be some because of the area however.But this seems to be the only way we can keep our savings rate up. even if we leveraged the duplex we still would be worse off savings wise.

DJM Capital Partners is a private equity investment, development and asset management service company within the commercial real estate sector.I came across bigger pockets through a friend who is using his new-found knowledge to buy and hold in the Philly area.

(hopefully my rambling thoughts make sense :-)Thanks in advance!                                                    

I could end up having 2 properties with a mortgage and 1 property free and clear or I could refinance and get 75% of $90k in cash to reinvest.Hopefully the thought process makes sense.

With nothing else going wrong, it would take over 2 years of cashflow to pay for the roof.Is there another way to look at this or structure the deal that would make sense?

People are lacking a sense of what it means to sacrifice.

The timing has to be right for BOTH you and the market you are looking to be involved in and the numbers on a specific deal have to ultimately make financial sense.  

Not in the sense of bad properties or anything, just in the sense of too many rentals in the area and the gov't might try and step in to stop it.

.$75,000 @ 75%= $ 56,250You could refinance for $56,250 after 6-12 months.56,250-52,000=$4,250 cash out, less refinance costs of maybe $2k.It's not going to make sense.

I am not too concerned with a major market correction.Personally I feel keeping enough to protect ones self from going underwater during a market correction makes sense, but I also see how having too much dead equity can be costly if you are looking to build your portfolio.