I will be sure to keep your suggestions in mind as I move forward!

I found that really interesting because  I thought all those syndicators were saving up money to cover those costs.But, keep in mind that is syndicators and they are looking to maximize the returns to their investors.

If you are trying to use the "Delayed Financing" exception a couple of things you should keep in mind, #1 you must have paid all cash for the property (no borrowed funds for purchase) and no liens on the property #2 you can use the maximum LTV allowed for purchase of property (ie. for an owner occupied property 97/95% LTV or non-owner occupied max is usually 80-85% LTV) #3 must refi within 6 months of purchasing the property (so for the most part you are going to use the purchase price plus improvements rather than the new appraised value) #4 property will have to qualify condition wise within the lenders guidelines, so no major work should be outstanding like broken windows, holes in the roof, ect. 

Pre made analyzer spreadsheetI started to put together an Excel spreadsheet with some fairly sophisticated ideas in mind.

My last attempt was no exception, seller wanted 5 day inspection on what was billed as primo condition 20 year old property, he blessed me with a 6.5% cap rate and "misstated"Expenses, followed me around during inspections telling me over and over how the neighbor next door is ready to purchase if i dont, never mind the failing brick siding, lack of house wrap, broken, non working windows, rotten decks,etc,etc.BUY IT NOW ask questions later cause there are 10 people behind you who will be happy with making zero for 3 years!

Keep in mind that rate will probably change to 2.25% by year end. 1 year CD is another safe heaven....

Keep in mind that there is a way to diversify through these accounts into real estate as well.

If you dont mind I would like to piggyback off of your question and add a little more to it.

We wrote it with the beginner in mind.

But I guarantee there are a few like minded people in there with you who would love to assemble such a lunch pow wow in the cafeteria.