I'm seeing rates in the high 4s to low 5s now on a 15-20 year am.

Major expenses: roof, electrical, heating and cooling, foundation, plumbingIt really depends on the individual property and what you plan to do with it.

Needless to say, all the traffic, low as it was, was from this small town area.

I've noticed some of these smaller towns have very low taxes.

Can't wrap my head around how people are using 1038 income to qualify for a mortgage when that income is generally very low from all the write offs.

Hmmm, well I hate to see you give up a 4.5% rate but the best program for that, that would also keep your rates low would be the Fannie Mae Homestyle Renovation loan.

It breaks it down by building type (elevator, low rise, garden) and by property age.

I called several plumbing/heating companies and many were booked until next week.

The new tenants love to have the heat cranked way to hot.  

The high demand that those two counties have pushes price points up on the low end properties so that they simply are too close in price to the high end properties making flipping more difficult.PG county however, (along with DC) is very easy to flip in.