This could be due to a bad internet connection.

I wanted to propose taking the property off their hands as follows: I'll bring the mortgage current, which will save their credit.

The problem is how to make a homeowner feel secure that I won't flake out on the mortgage payments in the future, thus damaging her credit.

Some of his comments did leave us with questions that conflicted our research:He said that the operating agreement didn't' matter since it was going to be just my wife and I in the LLC and that we could use any ole "boiler plate" operating agreement template we found on the internet.

I never trust prior landlord reference, if the credit, income, background checks out I accept.

Now with regards to a lender...your best bet is going to be a local community bank and/or credit union.

If so, I'd recommend calling more local banks and credit unions. 

I explained to my tenants that if they did not pay for rent and damages I would sue them, and a judgment would not only trash their credit but allow me to garnish wages.

Though I am sure there are many caveats and details that make it much more challenging than what people on the internet make it out to be.. sounds like you would agree with that.

Being a big Audible fan the Famous Four segment is drumming up quite a bit a business up for Audible.com as I keep buying books and running out of credits lol.