I believe in practice it does not actually offset the capital gains but reduces my taxable income dollar for dollar with the loss, as long as my Modified Adjusted Gross Income (MAGI) is under $150K.

If it says they don’t have to provide anything then that’s the agreementTypically agreements require at a minimum annual updatesThe good ones do monthly or quarterly depending on offering type

I mean it stands to reason it will not get worse, as these interest rate cycles tend to take a long time, and some places already advertising under 5 something rates.   

I can connect with my good friends over at Maven Virtual Assistants.

I had 3 different long term tenants in this unit over last 13 years, never had any issues.

That's usually a good chunk of my day.

How might this decision impact the overall investment strategy and long-term profitability?

Like many agents, my first deals were from long time family friends, specifically on the buy side (which is changing quickly now).

And then adjust for the growth in prices across time OR/AND adjust for price difference across distance if going a little further out than ideal.

I’ve prequalified for a mortgage as long as I have a signed lease saying I’m renting my current house.