One of my biggest concerns is what will happen when mortgage forbearance expires and the eviction and foreclosure freeze is lifted.

If it had tenants, as a buyer, the lease pre-dates you, so you'll need to honor it.Did you have a document inspection contingency? 

We are not evicting her for lack of payments but because the lease expired and we want our property back. 

You can make an equity flow spreadsheet to find a good margin that you can accept then determine the date.

On the financing.... finding lenders is like dating, don’t settle with someone you don’t like on the first date and don’t jump into bed and get married on the first date either... that’s my analogy to say talk to many.

They take too long, and the date they need is too in depth typically for the buyers I buy from.  

Current owners of STRs are still able to run them until their permits expire next year. 

We found a way to split the deal into 3 separate deals and spread the closing dates out over 60 days.

The lease option is one type of rent-to-own, the tenant has the option but not obligated to buy when expire.

They're available for MI and no expiration date.I wish WA had it, then I wouldn't use the 1990s' style, Rockwell.