Go to virtualstockexchange and you can join a free game to educate yourself and see what stocks are doing well.

He is 67 years old and ready to start getting out of the game.

Talking to as many tax specialists as I can on this subject should help me come up with the best strategy.As a hypothetical example (from an uneducated viewpoint)... if I could buy a viable little business for 120k that made me 50k per year I think I would be way ahead of the game no matter how much tax I had to pay due to pulling out of IRA. 5 years of that business would mean 250k gross.

You just need to put in a low offer to see if the bank is willing to play the game.

Maybe time to get into the game Corey.

I am married with a 2 year old little girl, I enjoy hanging out with friends and family, out doors, games, movies, music, etc.

If their game is built on education then the gigs up because everyone is easily educated now days.

I got the impression from the tech that I either meet their min counter offer, or game over.

I would also say don't wait too long to get in the game.

I have enough skin in the game that I know I will lose my money if I don't follow through on our agreement = I am motivated.As a lendor - "CYA" would be my policy.