I know debt to income is going to play a large factor in getting approved so was wondering if the lender will count the future rental income into that calculation to make the DTI better, since there is a lease in place.

I believe paying down any debt used the purchase or rehab the property should qualify if done correctly.

@Duanne Moeller, the worst thing in the world that can happen is not that you get the the property back - as long as you're not saddled with your own debt.  

Also, I just had a loan fall apart, because a very high HOA monthly fee put the buyer's debt to income level just over the limit.Higher fees don't necessarily mean better service, or nicer communities.

I have an income around 120k with no other debts.

With no agreement in writing, or record history, the marital property act would likely dictate the asset value at the time of legal separation be divided 50/50 (the debt as well) regardless of the amount he had contributed.

Issuer puts forth the offering the project/property and investor buys shares.Are you investing in equity, debt, income?

Money is gone unless you refi, and your buying power has now been reduces even more than it would if you used debt services.If your paying with a percentage down with debt service, your getting COC.

Debt/GDP ratio which is lower than Japan and China.

Yes it is small at $10k in debt.