At a very high level, most economists would tell you that prices will not decline until supply catches up with demand. 

Look for declining markets, especially tertiary markets. 

We've had a number of guest inquiries that we have had to decline.

Your score can get you declined, however.

You can't self manage buy and holds with self directed funds though.I 1000% agree with Kevin about his remarks of analyzing deals based on mls data may not seem like good deals but by putting offers in front of the seller with numbers that are a good deal for you is how you find sellers willing to entertain what you deem to be a good deal.In regard to the unemployment numbers I would add that if unemployment were to go up inflation would come down and so would interest rates and then all the pent up demand that is waiting for rates to drop would jump back into the market that already has low inventory and the housing market wouldn't decline.

I've been a customer for over 10 years and feel like the product quality and support has stayed the same, or even declined in some areas. 

Two things that I learned earlier on was that if you are looking at a metropolitan area's, or city's, population growth, there could be specific areas within that are declining, stagnant, or growing. 

In the Smokies, the average sales price has declined 25 percent YOY.  

While I would not recommenced going into Baltimore City due to high crime, population decline and high property taxes, there are a few affordable sub markets in the surrounding area, not far from you, which are supported by a stable and diverse employment base.If you look in Anne Arundel County in markets such as Glen Burnie, Ferndale and Pasadena, you will find opportunities.

I expect a leveling off, and maybe, a few percent decline.