Case study/Analysis:  Commercial property:  40,000  flex space with limited bay door access.  

If you don’t have an experienced self storage team, or access to a great property management firm, I would avoid that.

Not only will you gain instant access to many thousands of dollars, but if you use the HELOC as your checking account you'll also pay off your house in a few short years, not decades later.HELOCs cost you less than REFIs.HELOCs charge interest on used balance; REFIs charge interest on every dollar you have access to.HELOCs can replace emergency savings, meaning, you can keep that 15k as interest-sheltering equity in the HELOC.You can't lose with a HELOC.

In Cleveland, that process has been taking 60-90 days which means that if I am relying on the rental projection from the GoSection8 site, if the offer of rent from the housing authority is below what I can accept, or below market (which is sometimes the case), not only have I lost that market time, but I also have to restart the process of finding a tenant.The website provider has stated that only a housing authority has access to the full scope of rental data; even paying for a premium subscription does not give me access to any better information.

Hey y'all, trying to access equity from several SF properties I have, but running into walls in every direction.

There are a few self-contained guides that you can access here: https://www.biggerpockets.com/guidesAlerts can be really helpful too: http://www.biggerpockets.com/alerts

Hey @Bakari Autman I have access to a commercial lender for refinancing. 

The top floor, with access to the garage will generate $2,600/m + utilities and the suite will generate $1,600 + utilities.$4,200 total income-$500/ property tax-$200/m insurance-$150/m maintenance-$100/m city utilities (water/sewer)-$210/m 5% vacancy (even 5% is overkill)-$2,500/m mortgage ($700k @ 2%)=$540/m cashflow - Even if you wanted to have a property manager at 10% the property would still be cashflow positive.This property only generates 0.47% of the purchase price per month (nowhere near the 1% rule) but still cashflows. 

I think the area is great - has fantastic highway access and it has been developing steadily.

I'm not sure, but I think with a HELOC, we can access more of our primary's equity than we could have with a cash out.