This allows everyone to make more money with less work since we can focus on our individual niches. 

However, all the information provided was best for those individuals on their journey.

This may be true, but the inventory released is pent up due to expiries from covid forbearance, most likely all of these loans will be heavily scrutinized by the numerous regulators, and will be difficult to navigate. 

They see numerous deal across their desk and can help you identify good deals.

Is there a way to set up an account that can strip out the $ for 5% vacancy, 5% capx, maintenance %, ect and automatically set up individual buckets for each? 

That said, there are numerous examples of people on this forum that have used this strategy successfully.In your case it sounds like you are interested in house hacking. 

@Terran Schweikhart Welcome to Bigger Pockets - there's amazing advice and individuals on here to help you start on your journey.

It's worth noting, this individual is practically family to me, and I fully trust him.How should I go about looking for a broker?

The checking account is under my business name and they are added as an authorized user on that individual account but don’t have access to the other accounts that I have.

Btw, if you think mortgage fraud is merely a technicality that doesn’t get prosecuted, I know three individuals who served Federal sentences for mortgage fraud, one who was sentenced to seven years and served almost five.Have I ever actually seen or been involved in nothing down deals that where accomplished a sense fraud.