Your interest rate doesn't really matter.

But she is refusing to give us keys, doesn’t that constitute possession?  

But in flat to falling market values, it doesn't make sense for them to buy the house.National averages, most tenants never by.

After you file your taxes for 2018 early next year, then present your last 2 years tax returns / W2's / pay stubs / etc. and get an actual pre-approval, since those are the numbers it will be based on assuming your income doesn't change too much before you're ready to buy.

Apparently it works similar to a 203K loan however it doesn't have to be an owner occupied home.

That’s why I can’t understand how the appraisal doesn‘t come in at the very least, at 93k.

My partner and I are under contract to buy an apartment complex and it happens to be in an opportunity Zone we didn't even know it when we went under contract for the apartment complex and some nearby a couple of other complexes that we have and this one just happens to be in an opportunity Zone doesn't even appear to be a rhyme or reason as to why it's in an opportunity Zone. that being said it's not a redevelopment project and we're not going to be able to take advantage of the tax credit because there's no way that we can put a hundred percent additional Capital into this particular project but what it did is it got us thinking there might be another property nearby that does need that kind of redevelopment and so now we're actively seeking other properties in that same area that will help us build our existing portfolio and potentially get significant capital gains tax deductions at the same time.

Some maps show that West Hill doesn't exist, but the characteristics of that neighborhood, whether it was combined with Highland Square or not, still remain.So, if the property falls into one of those neighborhoods, you may have room for a rent increase; however, if it does not, You might be looking at 400-425.

I find that logic doesn't appeal to folks in these communities even when you can show them that it saves them money vs. renting long term.

Full disclosure I am a broker, but that doesn't change anything, and I don't work in Temple.